Terms of Service

1. Acceptance of Terms

By accessing or using IntelliSheets (“the Service,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use the Service.

These Terms apply to all users of the Service, including without limitation users who are browsers, customers, merchants, contributors of content, information, or other materials or services.

2. Description of Service

2.1 Service Overview

IntelliSheets provides an AI-powered platform for conducting financial analysis. Our Service includes:

• Interactive spreadsheet workbooks for financial modeling
• AI-powered analysis and calculations
• Document processing and data extraction
• Project management and collaboration tools
• Compliance reporting capabilities

2.2 Professional Use

Our Service is designed for use by qualified financial professionals. Users are responsible for ensuring they have the necessary expertise and qualifications to interpret and use the results provided by our platform.

3. User Accounts and Registration

3.1 Account Creation

To use our Service, you must:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update your account information as needed
• Be at least 18 years old or the age of majority in your jurisdiction

3.2 Account Responsibility

You are responsible for:

• All activities that occur under your account
• Maintaining the confidentiality of your login credentials
• Notifying us immediately of any unauthorized use
• Ensuring compliance with all applicable laws

4. Acceptable Use Policy

4.1 Permitted Use

You may use our Service only for:

• Legitimate financial analysis purposes
• Creating and managing projects
• Generating reports and documentation

4.2 Prohibited Use

You may not use our Service to:

• Violate any laws, regulations, or third-party rights
• Upload malicious software or harmful content
• Attempt to gain unauthorized access to our systems
• Reverse engineer or attempt to extract source code
• Use the Service for competitive analysis of our platform
• Share your account access with unauthorized persons
• Create fraudulent or misleading valuations

5. User Content and Data

5.1 Your Content

You retain ownership of all content, data, and materials you upload to our Service (“User Content”). By uploading User Content, you grant us a limited license to process, store, and analyze your content solely to provide our Service.

5.2 Content Responsibility

You represent and warrant that your User Content:

• Is accurate and not misleading
• Does not violate any laws or third-party rights
• Does not contain confidential information you’re not authorized to share
• Does not contain malicious code or harmful content

5.3 Data Processing

We process your User Content to provide AI-powered analysis and insights. This may include:

• Document parsing and data extraction
• Financial calculation and modeling
• Generating summaries and recommendations
• Quality checking and validation

6. Intellectual Property Rights

6.1 Our Rights

We own all rights, title, and interest in and to the Service, including all software, technology, content, and intellectual property. You may not copy, modify, distribute, or create derivative works based on our Service.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use our Service in accordance with these Terms during your subscription period.

6.3 Feedback

Any feedback, suggestions, or improvements you provide to us become our property and may be used without restriction or compensation.

7. Payment and Subscription

7.1 Subscription Plans

Our Service is offered through various subscription plans with different features and usage limits. Current pricing and plan details are available on our website.

7.2 Payment Terms

Subscription fees are:

• Billed in advance on a monthly or annual basis
• Non-refundable except as required by law
• Subject to applicable taxes
• Automatically renewed unless cancelled

7.3 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation will be effective at the end of your current billing period.

8. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Service, you agree to our Privacy Policy.

9. Service Availability and Modifications

9.1 Availability

We strive to maintain high availability but do not guarantee uninterrupted access to our Service. We may experience downtime for maintenance, updates, or unforeseen circumstances.

9.2 Modifications

We may modify, update, or discontinue features of our Service at any time. We will provide reasonable notice of material changes that affect your use of the Service.

10. Disclaimers and Limitations

10.1 Professional Judgment

Our Service provides tools and analysis to assist with financial modeling work. However:

• You are responsible for all professional judgments and decisions
• Our AI analysis should not replace professional expertise
• You must verify all calculations and conclusions
• We do not provide professional valuation opinions

10.2 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

10.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF OUR SERVICE.

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

• Your use of our Service
• Your violation of these Terms
• Your User Content
• Your violation of any third-party rights

12. Termination

12.1 Termination by You

You may terminate your account at any time by cancelling your subscription or deleting your account through your account settings.

12.2 Termination by Us

We may terminate your access to our Service if you:

• Violate these Terms
• Fail to pay subscription fees
• Engage in prohibited or harmful activities
• Present a security risk to our platform

12.3 Effect of Termination

Upon termination:

• Your access to our Service will cease
• You may download your data for 30 days
• Your data will be deleted according to our retention policies
• Outstanding fees remain due and payable

13. Governing Law and Disputes

13.1 Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles.

13.2 Dispute Resolution

Any disputes arising from these Terms or your use of our Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

14. Changes to Terms

We may update these Terms from time to time. When we make material changes:

• We will notify you at least 30 days in advance
• We will post the updated Terms on our website
• Your continued use constitutes acceptance
• You may terminate your account if you disagree

15. Contact Information

Legal Questions

Email: legal@intellisheets.com
Address: [Company Address]

General Support

Email: support@intellisheets.com
Website: https://intellisheets.com/support

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our Service.